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EXEMPTIONS IN NY


New York exempts the following property from collection:

(a)food for 60 days, stoves with fuel for 60 days, one refrigerator, crockery, tableware and cooking utensils necessary for the judgment debtor and his/her family;

(b)family bibles, pictures, school books and other books not exceeding $50.00 in value;

(c)
seats in houses of worship;

(d)domestic animals and animal food for 60 days having a value no greater than $400.00;

(e)
all wearing apparel and  household furniture;

(f)one radio receiver and one television;

(g)a wedding ring and a watch not exceeding $35.00 in value;

(h)necessary tools, implements, farm machinery, professional instruments, furniture and library related to judgment debtor's profession or calling, not exceeding $600.00 in value;

(i)property of another held in trust for the judgment debtor, including the judgment debtor's interest in a retirement plan;

(j)
90% of income or other payments by such a trust other than retirement plan, 90% of current earnings for the judgment debtor’s personal services, payments made for support of a spouse or child, medical or dental accessories to the human body, life sustaining equipment, and a guide, service or hearing dog, together with its food, unless such items are determined to be unnecessary for the reasonable requirements of the judgment debtor or his/her dependents;

(k)military pay and benefits;

(l)
90% of money due for payment for the sale of milk produced on the judgment debtor’s farm and delivered for his/her account to a licensed milk dealer;

(m)security deposits for the rental of residential real estate or for utility services;

(n)
the loan or surrender value of the judgment debtor's life insurance policy;

(o)certain funds maintained in a college choice tuition savings program trust fund;

(p)
up to $10,000.00 of equity in residential real property, the shares of a cooperative apartment corporation, a condominium unit, or a mobile home; and

(q)a family or private cemetery not greater than one-fourth of an acre in size.
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